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The YAHOO! Titanium Visa Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the reward program. Through the reward program, cardholders earn one point for every dollar spent on the card. Earned points can be redeemed for DVD players, DVDs, digital cameras, and gift certificates. Cardholders also have the option to donate earned points to several available charities. In addition, cardholders can earn one point for every dollar in balance transfer of up to $5,000 per year (a rare benefit). There is no limit to the number of points that may be earned, but unused points expire in four years. In addition to the reward program, the card also offers various benefits such as up to $500,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.